Walmart announced an expanded check cashing and card cashing services at its stores nationwide back in 2011. These services include the ability to cash payroll as well as eligible government benefits cards.
Walmart announced they are looking for ways to make life better for their customers and help them save money at the Walmart Check Cashing same time. Therefore, if you are looking for ways to cash a check without you relying on a savings or checking account, you are at the right place.
This is possible especially if you conduct your financial transactions using virtual currency, credit cards, and cash. There are a lot of options and all you need to do is visit your local Walmart Money Center. Learn more about the rules for Walmart Check Cashing service.
Rules for Walmart Check Cashing Service
1. Ensure your Check Fits the Requirements for Walmart Check Cashing
Walmart allows a variety of checks to be cashed and it is advised you find out if yours is among the ones accepted. They include payroll, tax, insurance settlements, and government checks. They will also assist you with MoneyGram money orders, cashier’s checks, and retirement distribution checks.
It is worth noting that handwritten and personal checks will not be accepted. Head over to K-Mart if you have a written check and they should be able to assist you. Walmart will not cash a check that exceeds $5,000 all at a go. Nevertheless, you can cash out multiple checks with individual values of up to $5,000.
2. Get Your Documents Ready
It is important to make sure you have everything ready before heading to Walmart to cash the check. First, you need to endorse the check by providing a signature on the designated area on the back of the check. You must ensure that the name you endorse the check with the same name you have on the front of the check. It is also advisable to cash only legitimate checks by verifying the bank details, company or the individual that wrote the check.
You also need to have some form of a government-issued photo ID, either a passport or driver’s license. Walmart might also ask for your social security number and you should be prepared to provide it. Lastly, ensure the check does not have any smudges, wrinkles or tears as the Walmart printer might be unable to read it.
3. Go to Any Walmart Checkout Lane
There is Money Center and Customer Service counters at Walmart and you can cash out your checks as long as these desks are open. Usually, they operate the hours during which the stores are open but it is advisable to call and check first before heading there.
It is also possible to line up at the Walmart checkout lane and consult their cashiers to get help. If you decide to do this, make sure you alert the cashier that you want to cash the check and if you have things to buy, ensure you alert them to do them as separate transactions. The process might take longer at the checkout lane and might require your patience.
4. Pay the Cashing Fee
There is a fee for the Walmart check cashing service. It will cost you $3.00 for a check value of $1,000 or less, $6.00 between $1,000 and $5,000. You can pay the fees from the money you cash out or through the credit card or cash you had beforehand.
5. Get Your Cash
Once you cash the check at Walmart, you can collect the cash or ask them to load it on the Walmart money card.
You do not have to have a checking or savings account for Walmart check cashing, all you need to do is drop by Walmart and get the cash.