Prepare for This Expensive Home Emergency

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Spring showers can bring more than flowers—they can also bring basement flooding. Basement flooding is a home emergency that you’ll want to avoid to the best of your abilities because it can be very destructive and very expensive to repair.

You can minimize your chances of dealing with basement flooding by taking certain precautions. Install protective devices like sump pumps and backflow valves into your home plumbing system. Keep your floor drains clear. Clean out your rain gutters to prevent water from spilling against the sides of your home and down into your foundation. Extend your gutter system’s downspout far from your foundation or get a splash pad to push the rainwater further away.

Even after taking all of these precautions, you should still prepare to deal with the emergency. The chances of your basement flooding are small but not non-existent. Find out how you can prepare for it.

Get Coverage

Check your home insurance policy to see what coverage you have for basement flooding. It’s likely that you’ll get coverage for water damage caused by burst pipes, overflowing fixtures and other plumbing trouble. However, you might not get any help for overland flooding after a bad rainstorm. If that’s true, contact your insurer to see what additional protections you can get.

Build an Emergency Fund

Insurance shouldn’t be the only financial safety net you set up for yourself. You should also build an emergency fund to help you cover urgent, unexpected expenses — like emergency plumbing service fees after a water pipe breaks. When disaster strikes, you can withdraw the necessary savings from your fund right away.

What if you don’t have enough in your emergency fund? If you don’t have enough savings to cover an emergency expense, you could turn to an online loan as a backup solution.

Make sure to look for loans that are specifically available in your home state. So, if you live in Little Rock or Fayetteville, you should search for online loans in Arkansas to help you with your emergency. You don’t want to waste your time filling out applications for loans that aren’t even accessible in Arkansas.

Find the Shut-Off Valve

Stormy weather isn’t the only cause of basement flooding. A burst pipe, an overflowing toilet or a broken washing machine hose can also fill your basement floor with water. This is why you should know where your home’s water shut-off valve is located. Turning off the valve will cut off your plumbing system’s access to water, which could help you stop the flooding.

Your sinks and toilets will also have shut-off valves. When you’re dealing with overflows, turn off the fixture’s valve to prevent flooding.

Install GFCIs

You should replace the electrical outlets in your basement with GFCI outlets. GFCI stands for ground fault circuit interrupter. These automatically shut off when the electrical flow is interrupted by water or humidity. This can protect you from electrical shock when your basement gets very wet.

Move Valuables Up

Place valuable and irreplaceable items like expensive electronics and boxes of family photos away from the basement floor. You’ll want to keep them on shelving units, entertainment centers and display cases to reduce their chances of getting submerged. If you can, move these items to a part of the house that is less vulnerable to flooding (like a ground-floor living room or second-floor bedroom).

There is only so much that you can do to prevent basement flooding. Follow these tips to make sure you’re always ready to handle the expensive emergency.

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About the Author: Andrew

Andrew is a professional writer with 7+ Years of experience. His style and uniqueness inspire and educate readers throughout the world.

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